MingleLoans : Personal Loan

Fuel dreams with easy personal loans

Instant approvals, minimal paperwork, and flexible EMIs to turn your needs into reality.

What makes it work for you

A personal loan is an unsecured credit offered to meet various personal needs from medical emergencies and education to travel and home renovation. We offer quick loans with fast approval, minimal documentation, and competitive personal loan rates, so you can get funds when you need them the most.

Loan amount

₹5 Lakhs – ₹50 Lakhs

Tenure

Up to 8 years

Interest rate

Starting from 10.25%*

Key benefits

Quick disbursal

Fast approval and quick fund transfer to meet urgent financial needs.

Flexible usage

Use personalized loans for travel, weddings, education, emergencies, and more.

Attractive interest rates

Competitive personal loan rates make repayments easier on your pocket.

Flexible loan amounts

Borrow from ₹50,000 to ₹50 Lakhs based on your eligibility.

Minimal documentation

Simple and hassle-free quick loan application process with fewer paperwork requirements.

Eligibility criteria

We keep our eligibility process simple—check the basic conditions below to see if you're ready to apply

Age

It should be in between 21–65 years (at loan maturity)

Employment

At least 2–3 years in the same job to show income stability

Income

Minimum ₹15,000/month income ensures smooth loan repayment.

Credit score

Credit score of 650+ improves approval and interest rates.

Residence

Must have stable home address, minimum 1+ year stay required.

Bank account

Valid bank account mandatory for receiving funds.

From essentials to aspirations,we’ve got you!

Apply now for hassle-free,personalized loans with fast disbursal.

Why choose MingleLoans?

Priority assistance

Assistance, right when you need it.

Easy online application

Apply anytime, from anywhere in just a few clicks.

Expert guidance

Get help choosing the right loan plan for your goals.

Trusted by thousands

Join 20,000+ customers who trust our service.

Where can you use a personal loan?

Home renovation

Upgrade your home, from new furniture to full makeovers, without waiting.

Debt consolidation

Merge multiple debts into one easy EMI with lower interest.

Education support

Finance your or your child’s studies, tuition materials, or online courses.

Emergency expenses

Handle medical bills, urgent repairs, or other surprises without stress.

Travel & leisure

Plan your dream vacation now and pay it off later at your pace.

Testimonials

April 18, 2025

Easy process, great support

No unnecessary delays or paperwork. MingleLoans made it really simple to get a personal loan when I needed funds urgently.

Vikram A., Pune

Gaurav Properties

April 12, 2025

Perfect for unplanned expenses

Whether it's a medical need or home repairs, the personal loan helped me handle it without touching my savings.

Ramesh K., Mumbai

Adore Homes

April 15, 2025

Quick, simple, and transparent process.

I applied online, got approved within 24 hours, and the money hit my account the next day. No hidden charges, no stress. Highly recommend MingleLoans!

Anjali M., Bangalore

Mulberry County

FAQs

What is the maximum loan amount I can borrow?

The loan amount depends on your income, credit score, and the financial institution’s policies. Typically, you can borrow up to ₹50 lakhs.

How quickly can I get my loan approved?

We strive to provide instant approvals. In many cases, your loan can be approved within minutes, and the funds disbursed within 24 to 48 hours.

What is the interest rate on a personal loan?

Interest rates vary based on your credit profile, income, and the lender’s terms. Our experts will help you secure the most competitive rates available.

Can I prepay my loan?

Yes, most lenders allow prepayment of personal loans, often with minimal or no prepayment penalties. Prepaying can help you save on interest costs.

What happens if I miss a payment?

Missing a payment can result in late fees and a negative impact on your credit score. It’s essential to stay on top of your repayment schedule. If you anticipate difficulty making a payment, contact our support team for assistance.

At MingleLoans, we’re always happy to help you reduce your debt and achieve your financial goals. As one of the top loan providers in India, we’ve been assisting clients in obtaining instant loans. Our expertise allows us to make loan provision efficient and seamless.

Quick links

Contact

support@mingleloans.com

C-004B, Ground Floor, Puri high street mall, Sector -81. Faridabad - 121007

609, 610, 6th Floor, Puri business hub, Sector -81. Faridabad - 121007

Secured by Google reCAPTCHA